Recreational Vehicles


Your recreational vehicle probably feels like your second home, which is why you should protect it like your home. Call or stop by Able Insurance to learn more about specialized insurance policies made to benefit RV owners.

When choosing an insurance policy for your motorhome, you want something that combines the best of auto insurance and homeowners’ insurance. Ideally, you want a package that covers damages and hospital bills in the event of an accident, in addition to covering your personal belongings that might be on the vehicle, especially expensive items like laptops.

Your Able Insurance agent will help you determine the right policy for you by addressing several important considerations, some of which include:

  • The class your RV falls under—Class A, B or C. RV insurance is the most expensive for Class A vehicles. Class B is the least expensive, and Class C falls in the middle.
  • How often you use your RV. If your RV is your permanent home, you will need a pricier full-time policy.
  • Where you plan to travel with your RV. If you will be traveling out of state or out of the country, this will affect your policy.
  • Any customizations to your RV. Any added features to your RV can lead to more costly repairs.